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©2016 The Phoenix Companies, Inc.

Insurance and annuities issued by Phoenix Life Insurance Company (PLIC) (East Greenbush, NY), and PHL Variable Insurance Company (PHLVIC) (Hartford, CT) . PHLVIC is not authorized to conduct business in NY and ME. The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.

Saybrus Partners, Inc. (Hartford, CT) (dba Saybrus Partners Insurance Agency in California), CA License # 0G81229.

Members of The Phoenix Companies, Inc., a Nassau Re Company.

Not all products and services described here are available in all states of the USA

BPD39076 4-14